MIF: An interview with Shaun Altman | Business

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MIF: An interview with Shaun Altman

Written by Guardian Market

Saturday, 02 February 2008

By Guardian Market, SLR CFO

Metaverse Investment Fund (MIF) manager Shaun Altman hopes to bring a “whole new era in virtual world finance.” The MIF had its first meeting at its headquarters in Theta at 9pm SLT on Friday.

The MIF makes some big promises in a world of investment uncertainty. Linden Lab’s banking ban brought nothing less than panic to the marketplace, and the SL Capital Exchange’s investigation of the Sky Power Fund (CAPEX:POW) has brought doubt to resident-run funds. However, the MIF’s website promises complete liquidity within 72 hours if necessary, regardless of amount of money invested. That challenge, combined with the usual promises of transparency and honesty, give the MIF a lot to live up to in the coming months.

The MIF functions as an arbitrage fund, although Altman has been tight-lipped about what types of arbitrage investments MIF is participating in. The website shares some insights as to what can be excluded from MIF’s realm of investments, however: “We don't invest with any banks, stock exchanges or any other financial service offered up by a resident within Second Life.” And while the fund promises to do its best and hopes for sustained high-yield, it makes no promises about returns to investors, thus shielding it from the banking ban.

Investors are certainly taking notice, as well. According to the February 1, 2008 Financial Report , the fund is now boasting nearly 630,000 in its first week of operations. "I'm pleasd to report to you tonight that the community has heard our message LOUD and CLEAR," said Altman during the shareholder meeting, "This is an AMAZING first week for the Metaverse Investment Fund, and we can't thank you enough for your support of our vision!"

The MIF strongly resembles a closed-end mutual fund, although it can hardly be thought of as being publicly traded because Altman sets the buying and selling prices, as well as commissions. The current price of the fund is L$1.0128 and the commission is set at 3.5% on both buy and sell sides of the transaction.

I questioned Altman about those commissions, which are the highest in all of the Second Life capital markets, and he outlined for me the reasoning behind them. The most compelling reason was fund stability, or as Altman put it, “encouraging healthy behaviors - it’s not healthy for someone to show up on Friday, drop a ton of [Linden Dollars] on us, collect profits and cash out Saturday morning. This costs legitimate investors. The commissions make unhealthy behaviors like this impossible. You must leave funds with us for a few weeks to earn a profit.”

The financial report on February 1 reported a return on investment of 2.56% to investors, which per the fund’s prospective-like “basics” page was broken down into a 1.28% dividend and 1.28% appreciation in share price, visible in the new price of L$1.0128, up from L$1.00 earlier this week.

Altman recommends reinvesting dividends in order to earn compounded profit on investment. I asked him about the possibility of a dividend reinvestment plan (DRIP), to which Altman responded, “I’m thinking about solutions for that. It depends on what percentage of dividends is actually reinvested, [and also] how people want to use the system.”

I was invited to participate in the MIF by Altman earlier this week and made a token investment of L$100 into the fund. I bought 96 shares with that L$100 (the maximum after commission) and the current value of my portfolio is L$99.10, and L$1.87 of that is in cash from dividends.

Altman stresses that this is an evolving project, and asks anyone with questions or concerns to contact him in-world, regardless of potential investment size.

Note: Quotes have been altered for grammar. No change of meaning was intended. Numbers were rounded when necessary.

Comments

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Brandi Lane - Interesting discussion

|2008-02-08 11:34:40

For the record, I know Shaun at least a little in real life and have connections
with him in SL. You have been warned.. Read further opinions and factor in
accordingly. Also, for the record, I know absolutely nothing about this fund
that you all don't know. I'm as clueless as everyone else as to what, exaclty,
kinds of exchanges Shaun is actually doing.

a) Talk is cheap. In the end,
the only measures of an investment that matter are risk and return. From a risk
standpoint, ANY investment in SL must be considered somewhere in the "ultra
high risk" category. Shaun at least says that his fund is less risky than
other models, but as others have noted, he's not really saying much about why or
how. In my own head, I am treating this as an ultra-high risk investment. So
what does that mean? It means that any money I have invested here I consider
throwaway. Now, in the first two weeks, he's made 2.5% and 1.5% (roughly)
respectively. Those are insanely high numbers from a return standpoint. Also,
however, they are only two weeks which does not a track record make. From my
standpoint, time will tell. So far, I am slightly in the negative (counting
fees), but I'm encouraged by profits in both of the first two weeks. This is to
be expected, I would not expect profits to overtake fees in such a short
timeframe given my investment pattern.

b) Traditional Models cannot work in
SL. Free Market is anything but in the real world. There is a huge amount of
oversight and controls. And even so, when those controls break down for
whatever reasons, we all see what happens (Enron anyone?). The idea that I
would invest in a stock fund in SL where there is absolutely zero regulation or
reporting is beyond my comprehension. The vary basis for solid stock
investments (namely, financial information) is completely unavailable in SL and
even if you had it, completely untrustworthy.

Fo r me, what I'm doing is
making relatively small, cautious investments and waiting to see, week over
week, how well the fund is doing before making subsequent investment decisions.
On the strength of my RL relationship with Shaun, I am ruling out the possiblity
that he will deliberately steal my money. So I'm assuming that all the numbers
on his web site are accurate and that I could, in fact, get X amount withdrawn
from the fund if I so chose. In the absence of 3rd party accounting, faith is
all there is.

Overall though, the important point is that this (and ALL SL
investments) are ludicrously risky. So make sure you invest with that in mind
and balance the overall risk profile of your portfolio accordingly.

~Bra ndi
Lane
Brandi Lane Designs
Quality by Design

IntLibber

|2008-02-08 04:23:45

Shaun,
With regards to our current share price, its not within either the power
or the responsibility of the CEO of a company to manipulate his stock price. In
the real world, manipulating your own stock price gets you put in jail.

All a
CEO can hope to do is deliver VALUE to the shareholders in the form of NAV and,
if a given industry is saturated and is unlikely to grow, to direct profits to
dividends. It is up to the investors to see value in share prices that are below
NAV, to see a record of growth, and to bid up the price of a stock accordingly.

This is something a CEO cannot and should not do. If investors do not do this
for their own profit, then thats their own loss, but a CEO who delivers value
can never be blamed if investors fail to recognise that value. Theres an old
saying that applies here: "You can lead a horse to water, but you can't make
him drink."

Shaun Altman - Fund Manager

|2008-02-07 04:07:24

http://www.metaverse investmentfund.com/

Hi omegis,

Yes, the fund is quite
successful already, and yes, people always come out of the woodwork to attack
success. I can't say that I'm too surprised though. Given that our fund has
successfully located and addressed nearly every problem plaguing traditional
finance, it does constitute a real threat to those who wish to continue to
embrace risky, illiquid, unsustainable last-generation methods in their
business. Its hard to compete with us from that position on merit.

Its
probably also worth pointing out that you yourself seem to have come out of the
woodwork to attack us for the very same reason. You were very open with me
during our in-world conversation about your intentions to launch a stock
exchange of your own in Second Life. Given that you intend to enter the sector
as a competitor while embracing a dated, traditional finance model, it is
natural that you would view the Metaverse Investment Fund's consistent success
as a serious threat.

Regarding our fund's investment model, we're quite clear
about what we do; we're an arbitrage fund. We seek to exploit imbalances and
inefficiencies in the way that various aspects of the Second Life economy
interoperate. As you're no doubt aware, we do this quite well, generating
terrific returns for our shareholders, in an environment where most financial
products do nothing but lose money for their investors.

I also thought that I
was pretty clear about the fact that we DON'T remove funds from Second Life for
use in real-world investments. Indeed, I repeat the phrase "Second Life
economy" over and over and over again. If you can think of a way that I can
make this more clear, I'd be interested in considering it.

Regarding your
desire not to invest without knowing every last tiny detail about our investment
model, that's okay with us. Its unfortunate that we will be unable to open up
too much about the specifics of our arbitrage model until after we're in a
fairly dominate position within the economic sectors where we invest. The
barriers to entry in Second Life are so low that this just isn't a practical
thing to do before we reach that point.

It's a business decision. I had to
decide whether I wanted to work in the best interests of my investors, or in the
best interests of my competitors (such as you, a potential competitor). I made
the obvious choice of working in my investors' best interests. Of course, I
would encourage anyone who isn't completely comfortable with the decisions we've
made about how much to reveal during our launch phase, or the sound reasoning
behind those decisions, NOT to invest in our fund.

If your investment in our
fund would cause you to lose sleep at night, we DON'T want your business. It
really is that simple. We want everyone to be comfortable with who we are and
what we do, and we want everyone to make a lot of money with their investment in
our fund. The good news on this topic though, is that given the rapid adoption
rate that the Metaverse Investment Fund has experienced so far (yes, we're going
to announce another great week on Friday), it shouldn't be too long before we're
able to open up a lot more about our specific strategies within the arbitrage
field.

http://www.m etaverseinvestmentfu nd.com/

Regards,
Shaun Altman

omegis

|2008-02-06 20:26:39

oh my you must have grown quite succefull if they start it trashing you
oready ,you after our litle chat i read it all that nice writen fancy
prospect from a to z and besides the elaborate fancy talk in there and
the part you say you wont risk Other peoples cash in sl insvestments cus
you consider them to risky ,i haven t find any specification to what exacly
you invest in at all ,if not in world than maybe you do it outside but
lindens are of no use out of sl unless you change them back to real bux
,all your prospect there is a nice cortine of smoke in fancy words and
nothing concrete ,other than that it gets better since nobody can ever verify
the real situation of your investments fund other than you ,every one just
got to take every scrap of word that comes from your mouth to be pure gold
cus they can never check it if is true or not ,

Sportsbets Writer

|2008-02-06 20:23:11

Shaun is a fox :D

Shaun Altman - Fund Manager

|2008-02-06 16:42:31

Ok, so now we have "Anonamous" and also someone signing a name that
doesn't even show up in search, both weighing in (off topic) on an as-yet
unannounced situation at the WSE, and both floating my name. :) I guess I'll
take a moment to give a more in-depth response.

The fact is guys, I don't know
any better than you do what Luke Connell will or won't do next at WSE, with
respect to this or anything else. As history has proven time and time again,
Luke Connell is prone to doing absolutely any random thing at absolutely any
random time, in ways that almost NEVER make any sense to me.

I just don't know
if Luke Connell is actually going to do this or anything else before he
announces his intention publicly on the WSE website. If I joined this thread of
discussion with you right now, I'd only be speculating, like you. I'm not going
to speculate with you in a public forum about whether something mentioned in a
private conversation on a closed sim will actually happen at some undetermined
date in the future. I just will not do it, sorry.

As for me, I really don't
care if the potential event you've cited above happens or not. My sole
remaining investment in the WSE had depreciated by over 90% BEFORE the service
was suspended for a multi-month outage. When it was taken offline for months
with no advance notice, I immediately considered my already 90% devalued
investment to be a 100% write-off. I will look upon anything that I may be able
to recover in the event that the WSE ever re-opens AT ALL to be a bonus.

With
this in mind, an event at WSE like switching currencies from the L$ to one
that's minted in-house by the exchange owner, should such an event occur, would
fall squarely into the category of "things that aren't my problem". I
really don't know what else you want me to say about it.

I'm just going to keep
doing what I do. I'm going to continue to ignore the schemes and scams that are
constantly coming out of traditional finance, and I'm going to continue to focus
solely on generating safe, sustainable returns for Metaverse Investment Fund
shareholders. As far as my L$ is concerned, traditional finance is a
write-off.

I just don't have the time or the energy to concern myself with
whatever bizarre random stunts Luke Connell or anyone else working in
traditional finance may or may not be getting ready to pull next. Traditional
finance is already in the past as far as my current investments are concerned.
I've studied this past, learned the lessons that it offers, and moved on to safe
and sustainable next-generation investment models. My focus is on the future
and on my shareholders. I have no farther interest in the past.

http://www.me
taverseinvestmentfun d.com/

Regards,
S haun Altman

Andy McLad - The Crook, the Thief, His Wife

|2008-02-05 23:31:11

Shaun knows- I know he knows- he was planning to release it on his blog on
Friday- but Luke made him not (according to Luke himself) - looks like Shauns
just as crooked as everyone else.

I guess Shaun has allot of cash tied up in
WTF so thats why he wont break rank with his buddies at the WSE

Butter
wouldnt melt!

Apparently theres chat logs going round- my source wouldnt give
me a copy as hes right up there- this is all true

Dissapointed in Shaun- also
in whoever anonymous is- tell us your name.

Shaun Altman - TIP OFF?

|2008-02-05 15:13:21

Hi "Anonamous",

A few comments:

1. I don't think we can really know
what Luke plans to do about or with respect to anything whatsoever that is under
his control before he announces it. In my experience, he tends to be very
whimsical in his directionality and generally flail about wildly in the wind.
With this in mind, posts like yours don't really accomplish much beyond
speculating wildly and fueling panic. I won't join in the speculation,
sorry.

2. If you don't believe in what you say enough to sign your name, I
think it is important for the public to keep in mind that you have absolutely no
credibility. It will be interesting to see if what you have to say comes true
though.

3. If you insist on not standing behind your words with your name, and
being anonymous instead, at least learn how to spell it. :)

Regards,
Shaun
Altman

Anonamous TIP - OFF - Anonamous TIP-OFF

|2008-02-05 12:54:36

Ive found out that Luke Plans to reopen the WSE in 14 days time-
and this time hes really going to SCREW YOU ALL - Ask Shaun
Altman, it was one of his "friends" who tipped me
off-

When LukeCopnnel reopens the WSE- YOU WONT HAVE ACCESS
TO LINDENS ANY MORE-

Instead- you will have to
access your cash via paypal- therefore you will have to give
your name, adress and paypal details on Lukes Site!

The
WSE will operate by WIC only.

You wont be able to withdraw
any Lindens!

Please someone else who knows please
speak UP publically before we are all conned again by
Luke.

I cant reveal myself- im too close

rjs	\|2008-02-04 10:40:59

"Smart is making your money work for you. Smart is making sure you
understand what you invest in. Smart is ensuring that you have done your
research."

Oh, like Shaun Altman did. Anyone seem to remember that this
person also had losses with the SL Markets and one man banks? I would think a

person would be smart enough to not
invest into a persons avi account when
that person did well to hold on to their own money.

I would advise a real bank
or a paypal account if a return is what you are seeking.

-rjs

Shaun Altman

|2008-02-04 04:23:12

http://www.metaverse investmentfund.com/

Hi IntLibber,

I didn't say
liquidate, I said offer to buy. Surely, if the free market is such a hot idea,
buying at NAV is a terrific idea, as stocks on a functional exchange would trade
at a multiple of their NAV or earnings. So why not help out all of those stuck
shareholders and show a little faith in the free securities markets at the same
time?

27% growth in NAV is an interesting thing, and I DO in fact salute you
for staying around and working hard while most in traditional finance simply
vanish for whatever reason. Let's be clear about 2 things though:

1. How much
of this NAV change was the result of operational profit, and how much was the
result of you simply deleting shares out of your own account to lower the
float?

2. While you may have delivered growth in NAV, what percentage gain (or
loss) have you and the so-called "free market" delivered to the IPO
investors who supported and capitalized your vision? Please factor in both any
dividends you may have paid since IPO and share value depreciation since IPO.
Have you delivered enough dividends to shareholders to offset the staggering 77%
loss to the market value of shareholder equity since IPO conclusion?

If you
want to make "apples to apples" comparisons between the Metaverse
Investment Fund and your PARTICULAR area of traditional finance, let's be clear
on those things to start, and a few more as the conversation goes on. If you
can't answer these questions clearly and honestly, I don't feel that farther
response to you in this thread will be worth my time. In general though, I
wouldn't consider comparisons of the Metaverse Investment Fund to traditional
finance to be "apples to artichokes", as you've said above. A more
accurate comparison would, in my view, be "gold to lead". :)

At the
Metaverse Investment Fund, we don't make hyped up promises to investors, and
then attempt to distract the community from our failure to deliver by going to
some blog somewhere and calling our competitors communists. We make sustainable
commitments to our investors, and then we meet or exceed those targets. In just
THE LAST WEEK ALONE, we've delivered 2.56% returns to our shareholders between
dividends and share value appreciation (yes, APPRECIATION, not
DEPRECIATION).

In conclusion, it appears that you've lost your investors 77%
since your company's inception. I've made Metaverse Investment Fund
shareholders 2.56% in THE LAST WEEK ALONE. At the end of the day, that's the
only apples to apples comparison that matters. So if running an investment fund
that actually makes investors money rather than COSTING them money somehow makes
me a communist in your view, then bring on the hammer and bring on the sickle
pal! :) I'm going to continue adding value and making money for shareholders
every single week! :)

You know that I have nothing against you personally.
I've always acknowledged that you try really hard. The fact is though, you have
a long long LONG way to go, just to get your investors back to break-even, let
alone to become a value-add proposition for them like the Metaverse Investment
Fund is. I think that perhaps you would be more successful at adding value for
shareholders if you would focus the energy on that goal which is currently being
expended running around the web, throwing baseless attacks at your competitors
on blogs in distraction campaigns.

http://w ww.metaverseinvestme
ntfund.com/

Regar ds,
Shaun Altman

IntLibber Brautigan

|2008-02-03 22:20:48

omegis

|2008-02-03 11:55:19

there is no confusion shawn,i wasnt reffering to in particular ,i was
referring in general ,as for your dispute with intlibber , atleast you have
some sold arguments there ,bet it took you a while to write that stuff ,the
other day i was just talking with intlibber curis to enquire some info about
ancapex in general ,when i mentioned what sort of expenses are need it to
run his show ,from the perspective of potential investor i have the right
to ask i think , he got rid of me quite quickly saying all you need to know
is that we are profitable ,well if that is the recepy for runing a succefull
company or investment fund maybe we shoud all become CEOs ,in exchange all
we have to do is say to the investors we take there money , dont you worry
boys and girls ,weare succesfull ,and bring us some more cash if you can
they stay better and safer with us LOL

Shaun Altman

|2008-02-03 04:32:47

Hi omegis,

I think there may be some confusion, and I'd be happy to clear that
up. We do not work with SkyRanger Hammerer, nor are we associated in any way
with SKY Fund or any investment products offered by this avatar.

-Shaun

Shaun Altman - Fund Manager

|2008-02-03 04:29:59

http://www.metave...

Hi IntLibber,

Thanks for the comment. I've been wanting
to talk a little bit about WHY
"free securities markets" in Second Life
are over-rated in my view, as well as some of the approaches
I've taken to solve the problems that they present
to investors. Don't get me wrong here though,
open securities markets where buyers and sellers set
prices are a GREAT thing in the real world. I'm not
advocating communism. :)

They're also a nice notion
in Second Life, and they're something that I've
worked tirelessly in the past to try to translate from
the real world to Second Life, as I'm sure you do also.
The fact is though, no matter how much we try to tweak
and refine these types of markets, they JUST DON'T WORK
for investors in this economy at this time.

For
many different reasons, there isn't anywhere near
enough liquidity to sustain them, and the same investors
who capitalized your business get hurt in the
so-called "free market" as a result of this.
The only "freedom" in these
so-called "free markets" is the freedom for
greedy share flippers to rip off the honest investors
who believed in your vision and helped you to build it.
If you ask me, that's not freedom at all!

If you
really want to tell me that you honestly
believe "free markets" where buyers and sellers set
prices still have potential, back that statement up with action,
by setting a buy order on your market for EVERY share of
your own stock (BNT) at the price you claim BNT's NAV to be.
As I write this, BNT is trading on the "free market"
at L$0.23 per share. This is 77% less than the
IPO investors who capitalized your vision paid for it, and
also dramatically lower than your stated NAV.

Now I
know it's easy to sit there and take a rhetorical shot at me
by comparing me to some communist regime. That doesn't take
much effort, nor does it require much conviction. But, are
you willing to take the harder, less traveled road, back up your
words with action and demonstrate your (in my view,
misplaced) belief that free markets work in Second Life,
by offering to purchase every share that you sold at the
value you claim NAV to be?

For those of you reading this
who may not have had the pleasure of experiencing what our
revolutionary investment fund can do for you yet, and may not yet
know that there are better ways to invest than
stock exchanges and banks, what I've asked IntLibber to
do above may seem a little far-fetched, almost like
a utopian ideal. :) It isn't though. In fact, this
is EXACTLY what we do at the Metaverse Investment
Fund.

We compute the value of a share by dividing the fund's
asset value by the number of shares outstanding. It is a
very accurate and very easy to understand way to compute share
value. When you buy shares in our fund, the share value at
the time you place your investment is what you pay
for shares.

Over time, the value of your investment grows
and generates profit. In fact we've generated a
2.56% return for investors in our very first week. This
profit comes in the form of weekly dividends, and also growth
in the fund's asset value, which translates to appreciation
of share values. If and when you're ready to sell
your investment in the future, we will be there to
redeem every share you wish to sell for its full current
value.

We don't think that you should have to make a hard
choice between being stuck in your investment forever, or
getting 23 cents on the dollar for it from some greedy
share flipper on some so-called "free market".
There is a superior way to invest, and the Metaverse
Investment Fund is it. We know who really matters in the
financial sector and who makes the financial world turn. We
don't work for CEOs, bankers or greedy share flippers. We
work hard for you, our investors.

We don't believe
in propaganda about hammers or sickles. We believe
in delivering results to you, our investors. This is why we
embrace a sustainable investment model in which we are
always able to ensure that you, our investors, receive full
value for your shares. This is why we have a strict
fund management policy to always be in a position to
redeem EVERY SINGLE SHARE WE ISSUE within 72 hours, at
full value, should such a demand ever arise. This is why we
have chosen to turn away from so-called "free
securities markets" in Second Life and innovate,
rather than developing yet another user-driven quotation
system, which would only end up being dominated by greedy
share flippers, at the expense of you,
our investors.

Liquidit y and fair transactions are only
two of many areas in which the Metaverse Investment Fund is
innovating to raise the bar in virtual world finance though.
There are many other elements of our innovative approach to
delivering you a superior financial product. We hope that you
will visit us on the web to study our Fund Basics
and Advantages pages and learn about what makes us
so different from the traditional finance vehicles that
you may be used to. Our fund was built from the ground
up specifically to compliment and VIRTUAL WORLD economies,
thus delivering superior results to you, our investors.

http://www.metave...

omegis

|2008-02-02 23:27:28

in regard to POW ,folks is no need to worry that much your curent CEO is
not even that clever enuff to scam you , he is just a puppet for the image
,guess from who he takes advice and indications on a regulary base ,you
dont know hmm well i tell you he does it from Nicholas portocarero , thats
right nicky ponzi no other ,guess who drops by from time to time in sl to
visit skyranger hammerer ,and the irony of all folks is that you VOTED this
guy for a seat in to the SLEC ,who is supose to be the comission that
establish high moral standards in regard to investors comunity , companys
other CEOs etc , isn t that the irony of all

omegis

|2008-02-02 23:02:25

and the list can go on ,i know case of atleast 3 other experts CEO with -
lots of experience-curently active within the market ,and having quite alot
of fun with Your Money

omegis haggwood

|2008-02-02 22:25:46

oh and this woudnt be SKY first robbery and i am sure not the last ,he is
also partialy responsabile for the downfall of the former MIB bank ,investor
merlin gave him preferential loans with almost no intrest since sky was
working on the WSE at the time in exchange for tips and stuff from within
the inside of WSE , needless to say he never payed a dime of it back ,last
year in november he had his grabby hands set to take over KDC who was
struggling in agony under the rule of onother expert CEO who turned out to
be a kid of 19 years ,running a company in betwen homework from school ,so
next time you ever give a linden to some CEO think twice who might be
behind the monitor of that respective avatar

omegis haggwod - CEO experience

|2008-02-02 22:03:21

some of this people come to you and say they have years of real life
experience behind them to convince you to give them your cash on the hand ,
take for instance the case of POW ceo ,not long a go he was gathering
freebies from all over sl freebies Made by others and try to resel them
for 1 linden ,first time i screw him , i was doing escort at the time LOL he
payed with 4x4 atack helicopter ,anyone wanting pictures im me inworld ,

IntLibber

|2008-02-02 20:24:10

Shaun told me, "The Free Market is overrated." When I commented that the
only person setting the price of shares in his fund was him. I thus suggested
his fund logo should be the hammer and sickle.

Cash Yiyuan - re:

|SAdministrator |2008-02-02 19:36:36

Anonymous,

Anonymous wrote:

Invest in SL and have your money ripped off. Think Ginko folks.
Be smart. The smartest place for your $L is in your own
SL account.

Smart is making your money work for you. Smart is making sure
you understand what you invest in. Smart is ensuring that you
have done your research.

Anonymous

|2008-02-02 17:57:38

Guardian Market - SLR CFO

|2008-02-02 09:28:12

Please note that this article was meant to be objective and does not constitute
an investment recommendation. Please review the fund basics page and consider
your own investment goals before investing.

Only registered users can write comments!

Last Updated ( Saturday, 02 February 2008 )

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